REAL ESTATE – MARBELLA WOHNEN – Don’t even think about buying a home without knowing this first
Disculpa, pero esta entrada está disponible sólo en inglés estadounidense y alemán.
These are the four documents you should review before closing the deal?
Buying a home is one of the most important financial decisions in life, but did you know that there are four essential documents that you should review before closing the deal? Marbella WOHNEN, experts in real estate advice, offer you advice that could avoid legal, economic and even cohabitation problems.
The first of these documents is the simple note (Nota Simple) from the Property Registry, defined as «the ID of the home.» This report details who the real owner of the property is, their identification, possible mortgage charges or legal conditions that may affect the purchase.
If you are in Andalusia, you must also request the habitability certificate (LPO Licencia de Primera Ocupacion), a document that certifies that the home meets the legal requirements to be inhabited. Its absence could cause problems when carrying out procedures such as contracting utilities.
Another essential element is the latest receipt for the IBI (Property Tax). According to specialists, this receipt includes the cadastral reference, which serves to verify the legal use of the property, ensuring that everything is in order. Finally, you should not overlook the minutes of the community of owners’ meetings. In them you can find key information about possible ongoing levies, planned renovations or even conflicts with neighbors that could impact your decision.
The value of personalized advice when buying and selling property cannot be underestimated, as it can determine success or failure when it comes to buying the apartment of your dreams or selling your property fairly.
A professional advisor ensures effective negotiations
Contact