REAL ESTATE – MARBELLA WOHNEN – Personal and work situation to buy a house

Personal and work situation to buy a house

Buying a house is the dream of many people, even though it may set limitations. Take some time to reflect on your situation in life.

To buy a home and be sure of your purchase decision, we offer some questions that you should ask yourself.

Stability is essential

A person prepared to buy a house and have their own home is someone who leads a relatively stable life and is clear about what their expectations are in the short, medium and long term. To find out, you must ask yourself…

• If you are the type of person who seeks stability or instead prefers variety and constant changes.
• If a new job in another city or even abroad may be in your future plans.
• If you have important changes planned such as getting married, having children, retiring, etc. In the medium or long term, what are your needs?
• If you are willing to take on financial obligations of a significant amount over the long term, to the point that you may have to make sacrifices.

Time and effort demands

Buying a house also implies maintaining it and making repairs (minor or major). Consider if you really have time to do this kind of work on a regular basis or if you have enough money to commission these jobs to specialists.

Your economic situation, a fundamental factor

To decide whether or not to buy a home, it is important that you take into account your economic situation: job stability, monthly income, savings…

Surely, you will not be able to pay for a house in cash, so you will have to take out a mortgage. The price of the monthly mortgage payments will almost always be less than the rent, but you must establish a mortgage that is easy to assume in risky situations, since if in the future you cannot meet the debts contracted with the bank, your house would be repossessed.

At Marbella WOHNEN, we work with the best entities, looking for the best mortgage for our clients.

The mortgage is a very important decision when buying a home. As experts in the real estate sector and, above all, as buyer agents that we are, our advice is that you always let yourself be advised by professionals who know which mortgage is best for each person.

Marbella WOHNEN Immobilien

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